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Limitations to the type of relief offered may apply, depending on whether the statute of limitations has run out. To be sure, marriage is a big emotional decision. Thank you for subscribing. Assets that have beneficiary designations, such as retirement plans and life insurance, do not follow the directions of your will. By using this service, you agree to input your real e-mail address and only send it to people you know. What impact will marriage have on taxes? If no beneficiary is named, accounts are usually transferred based on whatever their contractual provisions state — which may not align to your wishes.
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Call Us Give us a call for free and impartial money advice. According to the Department of Work and Pensions DWP , 4 around eleven million people are not saving enough to achieve the pension income they are likely to want or expect in retirement, and fewer than one-in-three adults are contributing to a pension. Patrick Connolly agrees that the best approach to save for retirement is a combination of pensions, which provide initial tax relief but are quite inflexible, and ISAs, which can still be tax efficient and are more flexible.
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